SD Virtual Assistant

Picking The Most Suitable Web Hosting Plan

2010-05-06T08:07:00.000-07:00

Web hosting services really are the best solution to manage critical data plus to deliver important information to the public. Internet hosting companies make available many different solutions for different purposes, whether to setup personal or ecommerce sites. These days, you can find numerous established providers offering great features that come with affordable price ranges.
Picking a proper web host plan is, without a doubt, one of the most vital things that you must accomplish if you intend to develop your own property online. Whether you are simply marketing an affiliate product or wish to operate a huge site with large databases to store your products and track visitors' activities, you have to pick a reliable web host service.

The world wide web consists of lots and lots of websites where each and every of them is hosted on machines called server globally. The machines are the storage space to store web pages, graphics and multimedia files needed to form a website. Using an FTP program or hosting panel, the files are uploaded to the server. The main tasks of hosting provider are to ensure a steady as well as fast connection to the server.

Web hosting packages are as diverse as the components or features provided. These days, you can easily open an account with a free web hosting service. But, the truth is, the term "free" often gives a false impression in the eyes of many people as they do not take into account the hidden fees that may exist. The fees may be in the form of advertisements that will be put on your site. Nothing wrong with it as all companies have to make money to stay alive.

However, the advertisements can distract your potential customers. In addition, such free hosts often limit the amount of bandwidth, disk space and also the type of files to store. But if you only want to build a simple site to show your talent, you should not be too worried about such limitations. Free internet hosting may cater to your requirements.

There are a number aspects to consider in order to pick a good hosting provider. Besides the amount of bandwidth and disk space that you can use, things like uptime guarantee and front page extensions should be considered carefully. There are also website hosting packages which are suitable for you who want to develop multiple websites to promote different products. In essence, there are numerous factors to weigh concerning the features offered.

Based on your plan, your selection may be different with others. For instance, do you have a plan to provide video streaming? Be aware that not all companies are suitable for this purpose. Picking the wrong one and you may have to move your site to another provider in the future. Something that should be avoided since it is not easy to accomplish, especially if your site involves the usage of database and server scripts. If you do your homework appropriately, you will be able to locate the plan ideal for your needs.

by ADRIAN ADITYA

Don’t Panic! Eight Things to Know If You Receive an IRS Notice

2010-04-15T08:55:00.002-07:00

The Internal Revenue Service sends millions of letters and notices to taxpayers every year. Here are eight things taxpayers should know about IRS notices – just in case one shows up in your mailbox.

Don’t panic. Many of these letters can be dealt with simply and painlessly.
There are a number of reasons why the IRS might send you a notice. Notices may request payment of taxes, notify you of changes to your account, or request additional information. The notice you receive normally covers a very specific issue about your account or tax return.
Each letter and notice offers specific instructions on what you are asked to do to satisfy the inquiry.
If you receive a correction notice, you should review the correspondence and compare it with the information on your return.
If you agree with the correction to your account, then usually no reply is necessary unless a payment is due or the notice directs otherwise.
If you do not agree with the correction the IRS made, it is important that you respond as requested. You should send a written explanation of why you disagree and include any documents and information you want the IRS to consider, along with the bottom tear-off portion of the notice. Mail the information to the IRS address shown in the upper left-hand corner of the notice. Allow at least 30 days for a response.
Most correspondence can be handled without calling or visiting an IRS office. However, if you have questions, call the telephone number in the upper right-hand corner of the notice. Have a copy of your tax return and the correspondence available when you call to help us respond to your inquiry.
It’s important that you keep copies of any correspondence with your records.

For more information about IRS notices and bills, see Publication 594, The IRS Collection Process. Information about penalties and interest is available in Publication 17, Your Federal Income Tax for Individuals. Both publications are available at IRS.gov or by calling 800-TAX-FORM (800-829-3676).

Ten Last Minute Filing Tips from the IRS

2010-04-09T09:38:00.000-07:00

With the tax filing deadline close at hand, the IRS offers 10 tips for those still working on their tax returns:

File Electronically Consider filing electronically instead of using paper tax forms. If you file electronically and choose to have your tax refund deposited directly into your bank account, you will have your money in as few as 10 days. Virtually everyone can prepare a return and electronically file it for free. For the second year, the IRS and its partners are offering the option of Free File Fillable Forms. Another option is Traditional Free File. About 98 million taxpayers – 70 percent of all taxpayers – are eligible for the IRS Traditional Free File.
Check the Identification Numbers When filing a paper return carefully check the identification numbers — usually Social Security numbers — for each person listed. This includes you, your spouse, dependents and persons listed in relation to claims for the Child and Dependent Care Credit or Earned Income Tax Credit. Missing, incorrect or illegible Social Security numbers can delay or reduce a tax refund.
Double-Check Your Figures If you are filing a paper return, you should double-check that you have correctly figured the refund or balance due.
Check the Tax Tables If you are filing using the Free File Fillable Forms or a paper return you should double-check that you have used the right figure from the tax table.
Sign your form You must sign and date your return. Both spouses must sign a joint return, even if only one had income. Anyone paid to prepare a return must also sign it.
Mailing Your Return Use the coded envelope included with your tax package to mail your return. If you did not receive an envelope, check the section called "Where Do You File?" in the tax instruction booklet.
Mailing a Payment People sending a payment should make the check out to “United States Treasury” and should enclose it with, but not attach it to the tax return or the Form 1040-V, Payment Voucher, if used. The check should include the Social Security number of the person listed first on the return, daytime phone number, the tax year and the type of form filed.
Electronic Payments Electronic payment options are convenient, safe and secure methods for paying taxes. You can authorize an electronic funds withdrawal, or use a credit or a debit card. For more information on electronic payment options, visit IRS.gov.
Extension to File By the April due date, you should either file a return or request an extension of time to file. Remember, the extension of time to file is not an extension of time to pay.
IRS.gov Forms and publications and helpful information on a variety of tax subjects are available around the clock at IRS.gov. You can also check the status of your refund after you file your return by clicking on Where’s My Refund?.

Three Reasons to Prepare and File Your Taxes Electronically

2010-01-13T08:38:00.002-07:00

I love filing my taxes electronically! I can hit send and it is on it's way! No stamps, no waiting in line at the Post Office. WooHoo!

Three Reasons to Prepare and File Your Taxes Electronically

Last year, 2 out of 3 tax returns were filed electronically. Was yours? If not, here are three important reasons to e-file your return.

It’s fast Your tax return will get processed more quickly if you use e-file. If there is an error on your return, it will typically be identified and can be corrected right away. If you file electronically and choose to have your tax refund deposited directly into your bank account, you will have your money in as few as 10 days.
It’s safe The IRS is fully committed to protecting your tax information and e-filed returns are protected by the latest technology. In 20 years, nearly 800 million e-filed returns have been processed safely and securely by the IRS.
It’s time Don’t miss out on the benefits of e-file, 2 out of 3 taxpayers, 95 million, already get the benefits of e-file.

E-file software reduces the chance of making errors when you prepare your return. However, some people still print the computer generated return and mail it to the IRS instead of hitting the “Send” button. By mailing the return, taxpayers miss out on some important benefits of IRS e-file.

With e-file, you get the peace of mind that comes with the electronic receipt you’ll receive notifying you that the IRS received your tax return.
Virtually everyone can prepare a return and file it for free. For the second year, the IRS and its partners are offering the option of Free File Fillable Forms. Another option is Traditional Free File. About 98 million taxpayers – 70% of all taxpayers – are eligible for the IRS Traditional Free File. Traditional Free File is a service offered by software companies and the IRS in partnership to provide free tax preparation software and free filing.
E-file is available 24 hours a day, seven days a week, from the convenience of your own home.
If you owe money to the IRS, e-file also allows you to file your tax return early and delay payment up until the due date.
In 37 states and the District of Columbia, you can simultaneously e-file your federal and state tax returns.

Find out more about E-file at IRS.gov.

Eight Tips to Help You Choose a Tax Preparer

2010-01-12T08:08:00.000-07:00

More Tax Tips from the IRS. This is a very good list of tips to help you choose a tax preparer. I do prepare tax returns for clients, but I do more of the bookkeeping end of getting all of the receipts and necessary information into a form that is easy for the tax preparer to use. I offer my bookkeeping services all year. That helps you in the long run. You are able to get your tax returns prepared quickly and easily. You don't have to wait until the last minute or take boxes of receipts and statements into the accountant's office.

Eight Tips to Help You Choose a Tax Preparer

The IRS urges people to use care and caution when choosing a tax preparer. Remember, you are legally responsible for what’s on your tax return even if it was prepared by an another individual or firm.

Most tax return preparers are professional, honest and provide excellent service to their clients. However, unscrupulous tax return preparers do exist and can cause considerable financial and legal problems for their clients. Therefore, it’s important to find a qualified tax professional.
The following tips will help you choose a preparer who will offer the best service for your tax preparation needs.

Check the person’s qualifications Ask if the preparer is affiliated with a professional organization that provides its members with continuing education and resources and holds them to a code of ethics.
Check on the preparer’s history Check to see if the preparer has any questionable history with the Better Business Bureau, the state’s board of accountancy for CPAs or the state’s bar association for attorneys.
Find out about their service fees Avoid preparers that base their fee on a percentage of the amount of your refund or those who claim they can obtain larger refunds than other preparers.
Make sure the tax preparer is accessible Make sure you will be able to contact the tax preparer after the return has been filed, even after April 15, in case questions arise.
Provide all records and receipts needed to prepare your return Most reputable preparers will request to see your records and receipts and will ask you multiple questions to determine your total income and your qualifications for expenses, deductions and other items.
Never sign a blank return Avoid tax preparers that ask you to sign a blank tax form.
Review the entire return before signing it Before you sign your tax return, review it and ask questions. Make sure you understand everything and are comfortable with the accuracy of the return before you sign it.
Make sure the preparer signs the form A paid preparer must sign the return as required by law. Although the preparer signs the return, you are responsible for the accuracy of every item on your return. The preparer must also give you a copy of the return.

You can report abusive tax preparers and suspected tax fraud to the IRS on Form 3949-A, Information Referral or by sending a letter to Internal Revenue Service, Fresno, CA 93888. Download Form 3949-A from IRS.gov or order by mail at 800-829-3676.

Tax Tip - Choose the Tax Form that Best Fits Your Needs

2010-01-11T08:48:00.000-07:00

It seems like I have taxes on the brain! LOL I guess I do as I know I have 4 forms to file this year. One is my Federal Income Tax, a State Income Tax, a Corporation, and an Estate Tax Return. To keep with that theme, I decided to share the Tax Tip from the IRS on which tax form best suits your need.

To file your 2009 individual tax return, you’ll have to decide which form to use…unless you e-file. If you file electronically, the software automatically selects the simplest and best form for you. Whether you use e-file or prepare on paper, using the simplest form will help avoid costly errors or processing delays. And remember, if you file electronically, it speeds up the processing of your tax return and the delivery of your refund.

Here are things to consider when deciding which IRS form to file.
Use the 1040EZ if:

Your taxable income is below $100,000
Your filing status is Single or Married Filing Jointly
You and your spouse – if married -- are under age 65 and not blind
You are not claiming any dependents
Your interest income is$1,500 or less
You are not claiming the additional standard deduction for real estate taxes, taxes on the purchase of a new motor vehicle, or disaster losses

Use the 1040A if:

Your taxable income is below $100,000
You have capital gain distributions
You claim certain tax credits
You claim deductions for IRA contributions, student loan interest, educator expenses or higher education tuition and fees

If you cannot use the 1040EZ or the 1040A, you’ll probably need to file using the 1040. You must use the 1040 if:

Your taxable income is $100,000 or more
You claim itemized deductions
You are reporting self-employment income
You are reporting income from sale of property

All IRS forms, instructions and information about e-file can be found on IRS.gov.

Christie Pegoda
info@sdvirtualassistant.com
SD Virtual Assistant
http://sdvirtualassistant.com
phone 501-205-4083
fax 888-243-0865

I love my iPhone!

2010-01-09T08:55:00.003-07:00

I am such a dork and a gadget geek! I had been wanting an iPhone forever! But, I couldn't rationalize the expense of the phone itself. They are expensive! However, it was time for me to renew my contract with my carrier and I was going to have to change my location (finally) from Arkansas to Arizona. I was looking at my account online and took a look at the upgrade options for an iPhone! WooHoo! I was able to get a refurbished one for $50.00! It really is a business expense as I will start working for a new client later this month that requires that I have a way to contact them if my computer crashes (preferably by email). So....I bit the bullet and got one!

I love my iPhone! I am having a ball looking at all of the free apps for it. I found one that is a bill minder - it keeps me up to date on when my bills are due. I found one that is an hour tracker. I got one for FaceBook, PayPal, and The Weather Channel. There an app for health records, a to do list, and a spanish tutor. I downloaded a couple of games and those kept my granddaughter occupied while we waited for her to get a shot on Thursday. I purchased one that is a grocery list.

The only problem I have had so far is that I couldn't download iTunes 9 to my work computer. The company I will be working for doesn't allow it as it doesn't play well with their system. But, I was able to talk to a very nice young man at Apple support and found out I could google for sites to download an earlier version. Since I did that, I am good to go! Now my calendar will stay synced and I will be able to keep track of when I work and where!

What's your favorite iPhone app?

Christie Pegoda
info@sdvirtualassistant.com
SD Virtual Assistant
http://sdvirtualassistant.com
phone 501-205-4083
fax 888-243-0865

Tax Facts about Dependents and Exemptions

2010-01-07T09:31:00.004-07:00

Five Important Facts about Dependents and Exemptions

When you prepare to file your tax return, there are two things that will factor into your tax situation: dependents and exemptions. Here are five important facts the IRS wants you to know about dependents and exemptions before you file your 2009 tax return.

If someone else claims you as a dependent, you may still be required to file your own tax return. Whether or not you must file a return depends on several factors, including the amount of your unearned, earned or gross income, your marital status, any special taxes you owe and, any advance Earned Income Tax Credit payments you received.
Exemptions reduce your taxable income. There are two types of exemptions: personal exemptions and exemptions for dependents. For each exemption you can deduct $3,650 on your 2009 tax return. Exemption amounts are reduced for taxpayers whose adjusted gross income is above certain levels, depending on your filing status.
If you are a dependent, you may not claim an exemption. If someone else – such as your parent – claims you as a dependent, you may not claim your personal exemption on your own tax return.
Your spouse is never considered your dependent. On a joint return, you may claim one exemption for yourself and one for your spouse. If you’re filing a separate return, you may claim the exemption for your spouse only if they had no gross income, are not filing a joint return, and were not the dependent of another taxpayer.
Some people cannot be claimed as your dependent. Generally, you may not claim a married person as a dependent if they file a joint return with their spouse. Also, to claim someone as a dependent, that person must be a U.S. citizen, U.S. resident alien, U.S. national or resident of Canada or Mexico for some part of the year. There is an exception to this rule for certain adopted children. See IRS Publication 501, Exemptions, Standard Deduction, and Filing Information for additional tests to determine who can be claimed as a dependent.

For more information on exemptions, dependents and whether or not you or your dependent needs to file a tax return, see IRS Publication 501. The publication is available on IRS.gov or can be ordered by calling 800-TAX-FORM (800-829-3676).

More Tax Tips

2010-01-06T09:20:00.002-07:00

Since we are in the new year and the tax day deadline will creep up on us sooner than we think, I will be posting tax tips that I get from the IRS.

Eight Facts About Filing Status

Everyone who files a federal tax return must determine which filing status applies to them. It’s important you choose your correct filing status as it determines your standard deduction, the amount of tax you owe and ultimately, any refund owed to you.

Here are eight facts about the five filing status options the IRS wants you to know in order to choose the correct filing status for your situation.

Your marital status on the last day of the year determines your marital status for the entire year.
If more than one filing status applies to you, choose the one that gives you the lowest tax obligation.
Single filing status generally applies to anyone who is unmarried, divorced or legally separated according to state law.
A married couple may file a joint return together. The couple’s filing status would be Married Filing Jointly.
If your spouse died during the year and you did not remarry during 2009, you may still file a joint return with that spouse for the year of death, provided the joint return election is not revoked by a personal representative for the deceased spouse.
A married couple may elect to file their returns separately. Each person’s filing status would generally be Married Filing Separately.
Head of Household generally applies to taxpayers who are unmarried. You must also have paid more than half the cost of maintaining a home for you and a qualifying person to qualify for this filing status.
You may be able to choose Qualifying Widow(er) with Dependent Child as your filing status if your spouse died during 2007 or 2008, you have a dependent child and you meet certain other conditions.

There’s much more information about determining your filing status in Publication 501, Exemptions, Standard Deduction, and Filing Information. Publication 501 is available on IRS.gov or by calling 800-TAX-FORM (800-829-3676).

Christie Pegoda
info@sdvirtualassistant.com
SD Virtual Assistant
http://sdvirtualassistant.com
phone 501-205-4083
fax 888-243-0865

IRS Top Ten Tax Time Tips

2010-01-05T14:24:00.002-07:00

IRS Presents: Top Ten Tax Time Tips

While the tax filing deadline is more than three months away, it always seems to be here before you know it. Here are the Internal Revenue Service’s top 10 tips that will help your tax filing process run smoother than ever this year.

Start gathering your records Round up any documents or forms you’ll need when filing your taxes: receipts, canceled checks and other documents that support an item of income or a deduction you’re taking on your return.
Be on the lookout W-2s and 1099s will be coming soon from your employer; you’ll need these to file your tax return.
Try e-file When you file electronically, the software will handle the math calculations for you. If you use direct deposit, you will get your refund in about half the time it takes when you file a paper return. E-file is now the way the majority of returns are filed. In fact, last year, 2 out of 3 taxpayers used e-file.
Check out Free File If your income is $57,000 or less you may be eligible for free tax preparation software and free electronic filing. The IRS partners with 20 tax software companies to create this free service. Free File is for the cost conscious taxpayer who wants reliable question-and-answer software to help them prepare a return. Visit IRS.gov to learn more.
Consider other filing options There are many different options for filing your tax return. You can prepare it yourself or go to a tax preparer. You may be eligible for free face-to-face help at an IRS office or volunteer site. Give yourself time to weigh all the different options and find the one that best suits your needs.
Consider Direct Deposit If you elect to have your refund directly deposited into your bank account, you’ll receive it faster than waiting for a paper check.
Visit IRS.gov again and again The official IRS Web site is a great place to find everything you’ll need to file your tax return: forms, tips, answers to frequently asked questions and updates on tax law changes.
Remember this number: 17 Check out Publication 17, Your Federal Income Tax on IRS.gov. It’s a comprehensive collection of information for taxpayers highlighting everything you’ll need to know when filing your return.
Review! Review! Review! Don’t rush. We all make mistakes when we rush. Mistakes will slow down the processing of your return. Be sure to double-check all the Social Security Numbers and math calculations on your return as these are the most common errors made by taxpayers.
Don’t panic! If you run into a problem, remember the IRS is here to help. Try IRS.gov or call our customer service number at 800-829-1040.

The Holiday are over and it's almost Tax Time!

2010-01-01T10:35:00.001-07:00

It's after the holidays! And, the dreaded Tax Season will soon be here! Are you ready? Are you panicked? Don't be! I have prepared a Tax Organizer that you can download FREE. It is found here and is a pdf file. If you need a copy in Word, please email me at christie@sdvirtualassistant.com and let me know. I will be glad to send you a copy.

I look forward to speaking with you. Your information will remain confidential. I value your privacy.

Christie Pegoda
info@sdvirtualassistant.com
SDVA, Inc.
http://sdvirtualassistant.com
phone 501-205-4083
fax 888-243-0865

Who Counts As a Dependent?

2009-01-28T12:31:00.002-07:00

I thought I would share this tip I received from TurboTax:

Who Counts as Your Dependent /Tax Deduction? You Might Be Surprised

Tax season is when we look at our family and friends in a different – and tax-deductible – light.

Can I count my sister-in-law as a dependent? How about my live-in girlfriend and her unemployed brother? What about my golden retriever?

Believe it or not, the IRS code tells us that any of the above, except the retriever, could qualify as a dependent under the right circumstances.

Why are dependents good to have at tax time?

For each dependent you can legally claim, you get a $3,500 deduction on your 2008 taxes. So if you are in the 25 percent tax bracket and have three dependents, worth $10,500 in deductions, you could save $2,625 on your taxes. (However, for some higher-income earners, deductions are reduced.)

In our society, where growing numbers of people live together who aren’t married or aren’t related, it’s good to know the rules. And if economic realities mean that you've had grown children move back home with you, or that you've extended financial help to a family member, you could get a tax break.

The following guidelines only apply to adult dependents. (The IRS has all sorts of rules for dependent children, particularly those whose parents are divorced. For information, see IRS Publication 504: Divorced or Separated Individuals.)

If you claim an adult as a dependent, that person must meet several IRS qualifications:

· Had less than $3,500 of gross income during 2008.

· Received more than half of his or her support from you for the year.

· Did not file a joint income tax return for 2008 with anyone else.

· Is a citizen or resident of the United States, or a resident of Canada or Mexico.

· Is a member of your household for the full year, or a relative who does or does not live with you.

As you can see, this last requirement opens your door - and your tax return - to many potential dependents, as long as you’re willing to support them.

So, to use our initial example, your live-in girlfriend and her brother who also lives with you could count as your dependents, if they meet qualifications.

But what if you support someone who doesn’t live with you, such as your elderly mother?

The IRS allows you to count as a dependent a whole list of relatives who don’t also have to occupy your home, as long as you provide more than half their annual support:

Children, stepchildren, eligible foster child, grandchildren or great grandchildren
Siblings, including half or step siblings
Parents, grandparents, or any other direct ancestors
Stepparents
Aunts or uncles
Nieces or nephews
Fathers-in-law, mothers-in-law, sons-in-law, daughters-in-law, brothers-in-law, or sisters-in-law

Unfortunately, your golden retriever is not among these. Nor is your gardener or house cleaner, even though it might seem you support them. They’re your employees, not your dependents.

Posted by TurboTaxAnnP

From the IRS - what Tax Records to keep

2009-01-14T08:03:00.002-07:00

I have found an article from the IRS on what Tax Records to keep. Don't forget that you can digitize these records and take up less space with your paperwork. Your tax records can be digitized to a PDF and put on a CD or a flash drive. SD Virtual Assistant can help you with that. Digitize those records!

Here's the article:

What Tax Records to Keep

You probably already keep records in your daily routine. This includes keeping receipts for purchases and recording information in your checkbook. Keeping these and other records will help you avoid headaches at tax time. Good recordkeeping will help you remember the various transactions you made during the year, which in turn may make filing your return a less taxing experience.

Records help you document the deductions you’ve claimed on your return. You’ll need this documentation should the IRS select your return for examination. Normally, tax records should be kept for three years, but some documents — such as records relating to a home purchase or sale, stock transactions, IRA and business or rental property — should be kept longer.

In most cases, the IRS does not require you to keep records in any special manner. Generally speaking, however, you should keep any and all documents that may have an impact on your federal tax return:

Bills
Credit card and other receipts
Invoices
Mileage logs
Canceled, imaged or substitute checks or any other proof of payment
Any other records to support deductions or credits you claim on your return

Good recordkeeping throughout the year saves you time and effort at tax time when organizing and completing your return. If you hire a paid professional to complete your return, the records you have kept will assist the preparer in quickly and accurately completing your return.

For more information on what kinds of records to keep, see IRS Publication 552, Recordkeeping for Individuals, which is available on IRS.gov or by calling 800-TAX-FORM (800-829-3676).

Links:

Publication 552, Recordkeeping for Individuals ( PDF 61K )

Christie Pegoda
info@sdvirtualassistant.com
SD Virtual Assistant
http://sdvirtualassistant.com
phone 501-205-4083
fax 888-243-0865

Be Aware of Suspicious E-Mails

2009-01-12T08:27:00.002-07:00

This is a timely tip from the IRS that I thought was too important not to pass on.

Be Aware of Suspicious E-Mails

Be aware of e-mail scams that fraudulently use the IRS name or Logo as a lure. The goal of the scam is to trick people into revealing personal and financial information, such as Social Security, bank account or credit card numbers, which the scammers can use to commit identity theft and steal your money.

The IRS does not send unsolicited e-mails about a person’s tax account or ask for detailed personal and financial information. Additionally, the IRS never asks people for the PIN numbers, passwords or similar secret access information for their credit card, bank or other financial accounts.

If you receive an e-mail from someone claiming to be the IRS or directing you to an IRS site,

Do not reply.
Do not open any attachments. Attachments may contain malicious code that will infect your computer.
Do not click on any links. If you clicked on links in a suspicious e-mail or phishing Web site and entered confidential information, visit our Identity Theft page on IRS.gov.

You can help shut down these schemes and prevent others from being victimized. If you receive a suspicious e-mail that claims to come from the IRS, you can forward that e-mail to a special IRS mailbox, phishing@irs.gov The e-mail must be forwarded using special instructions at IRS.gov, or it loses the encoding needed to track it to its source. The IRS can use the information, URLs and links in the suspicious e-mails you forward to trace the hosting Web site and alert authorities to help shut down the fraudulent sites. After you forward the e-mail to us, delete the message.

Remember that all of the web page addresses for the official IRS website, IRS.gov, begin with http://www.irs.gov. Don' t be confused or misled by internet sites that end in .com, .net, .org or other designations instead of .gov. The address of the official IRS governmental Web site is www.irs.gov.

SD Virtual Assistant can help you with your tax needs.

Christie Pegoda
info@sdvirtualassistant.com
SD Virtual Assistant
http://sdvirtualassistant.com
phone 501-205-4083
fax 888-243-0865

IRS Presents: Top Ten Tax Time Tips

2009-01-09T09:59:00.002-07:00

This is a timely reminder from the IRS website. Don't forget - SD Virtual Assistant offers tax preparation if you don't want to or don't feel qualified to do it yourself and we offer competitive rates.

Coming later this month - you will be able to efile with SD Virtual Assistant!

IRS Presents: Top Ten Tax Time Tips

1. Gather your records…now! It’s never too early to start getting together any documents or forms you’ll need when filing your taxes: receipts, canceled checks, and other documents that support an item of income or a deduction you’re taking on your return. Also, be on the lookout for W-2s and 1099s, coming soon from your employer.

2. Find your forms. Whether you file a 1040 or 1040-EZ, you can download all IRS forms and publications on our Web site, IRS.gov.

3. Do a little research. Check out Publication 17 on IRS.gov. It’s a comprehensive collection of information for taxpayers highlighting everything you’ll need to know when filing your return. Review Pub 17 to ensure you’re taking all credits and deductions for which you’re eligible.

4. Think ahead to how you’ll file. Will you prepare your return yourself or go to a preparer? Do you qualify to file at no cost using Free File on IRS.gov? Are you eligible for free help at an IRS office or volunteer site? Will you purchase tax preparation software or file online? There are many things to consider. So, give yourself time to weigh them all and find the option that best suits your needs.

5. Take your time. Rushing to get your return filed increases the chance you will make a mistake and not catch it.

6. Double-check your return. Mistakes will slow down the processing of your return. In particular, make sure all the Social Security Numbers and math calculations are correct as these are the most common errors made by taxpayers.

7. Consider e-file. When you file electronically, the computer will handle the math calculations for you, and you will get your refund in about half the time it takes when you file a paper return.

8. Think about Direct Deposit. If you elect to have your refund directly deposited into your bank account, you’ll receive it faster than waiting for a check by mail.

9. Visit IRS.gov often. The official IRS Web site is a great place to find everything you’ll need to file your tax return: forms, tips, FAQs and updates on tax law changes.

10. Relax. There’s no need to panic. If you run into a problem, remember the IRS is here to help. Try IRS.gov or call our customer service number at 800-829-1040.

Christie Pegoda
info@sdvirtualassistant.com
SD Virtual Assistant
http://sdvirtualassistant.com
phone 501-205-4083
fax 888-243-0865

Tax Season is almost upon us! Are you ready? I can help!

2009-01-06T13:08:00.000-07:00

I am sure you haven't forgotten that Tax Season is just around the corner. If you need help in getting your books together for the preparation of your federal and state (if that applies) taxes and/or have someone prepare the forms, I can help. I have over 12 years experience in preparing federal and state income tax forms and over 25 years experience in bookkeeping.

Give me a call today or send me an email and I will give you a quote for preparing your books and/or preparing your tax forms. Tell me how many transactions a month you usually have, and I can give you a quote for the bookkeeping. The tax preparation will depend on how many forms you need prepared.

I have a Tax Organizer in pdf form that can be downloaded at http://sdvirtualassistant.com/TaxOrganizer.pdf If you would like a Word version of the organizer, please email me at admin@sdvirtualassistant.com with "Tax Organizer" as the subject.

I look forward to speaking with you. Your information will remain confidential. I value your privacy.

Christie Pegoda
info@sdvirtualassistant.com
SD Virtual Assistant
http://sdvirtualassistant.com
phone 501-205-4083
fax 888-243-0865

Are You Ready to Make Your Financial Dreams Come True in 2009?

2009-01-02T11:51:00.001-07:00

Are you ready to make your financial dreams come true in 2009? SD Virtual Assistant wants to help you achieve your financial goals and dreams. I offer accounting and clerical services that fit your needs.

Answering Service - answer your calls with a personalized greeting to take messages and/or orders

Bookkeeping services - including Accounts Payable, Accounts Receivable, Income Statements and Balance Sheets

Tax Returns - Federal, State, Sales Tax, Payroll Tax or information forms

Digitize your records or receipts - reduce clutter and keep your records organized

Payroll - Prepare payroll checks, federal tax deposits and quarterly and annual reports and forms

Website Maintenance - make changes to your website as needed. I am not a web designer, but I can make changes to add or delete items on your pages and/or upload items to your ecommerce site

Clerical and Correspondence - type up forms, letters, whatever you need prepared

As a small business person, you may be trying to do it all : sales, production (or finding products), clerical, marketing, etc. I can provide the services you need on a monthly basis or a one time contract. Give yourself the gift of time and delegate the mundane chores to me. Spend less time on the paperwork and more time promoting and growing your business.

Visit the site - http://sdvirtualassistant.com or give me a call at 501-205-4083 to discuss your needs.

Christie Pegoda
info@sdvirtualassistant.com
SD Virtual Assistant
http://sdvirtualassistant.com
phone 501-205-4083
fax 888-243-0865

It's the end of 2008...

2008-12-30T16:04:00.002-07:00

The end of 2008 is upon us. It doesn't matter if it was a good or bad year now. What does matter is what are you going to do with the new year? Now is a prefect time to reflect on what worked and didn't work in 2008 and resolve to make a change for the better in 2009.

What are your goals? Do you want to start a new business venture or do you want to improve what you are already doing?

Where do you hope to be at the end of 2009?

Too much paperwork to store? - Digitize!

2008-12-26T12:10:00.000-07:00

Do you have lots of papers, records from past years that you can't discard yet for IRS purposes? If you are like most people, the answer is "yes". You have boxes and boxes of past years returns, receipts, business records etc. that you don't dare destroy just in case you may need them for the IRS. The answer is simple - digitize your records.

The IRS will accept PDF records. This reduces the amount of physical storage that you need for your records. Your paperwork will not fade or deteriorate over time. They will be a permanent and lasting record that is acceptable to the IRS.

SD Virtual Assistant can scan important papers into a PDF format and save them on a CD or, if your prefer, a thumb drive, or I can zip them into a compressed file and email it to you for you to save unto the media of your choice.

For prior year Federal and State income tax returns - $10.00 per year.
For monthly receipts (which may include meal receipts, gas receipts, purchase receipts from stores, travel expenses such as airline etickets, hotel receipts, etc.) - $12.50 per month
For business cards - $12.50 per 25 cards. (These can also be sent to you in an Excel spreadsheet.)

SD Virtual Assistant is ready to help you with your clerical and bookkeeping needs. Give me a call at 501-205-4083 to discuss how I can be of service to you.

Christie Pegoda
info@sdvirtualassistant.com
SD Virtual Assistant
http://sdvirtualassistant.com
phone 501-205-4083
fax 888-243-0865

Tax Tip - Year End Business write offs

2008-12-24T13:13:00.004-07:00

Here are some tips you might consider to help reduce your 2008 tax liability if you are self employed or a freelancer.

Purchase needed supplies now - such as paper, printer ink, office supplies, equipment and take the deduction on your 2008 taxes.
If you are in the market for a new piece of equipment. Now may be a good time to purchase. You may be able to find it on sale as retailers rush to lighten their inventory. You can claim a 179 deduction on your depreciation schedule for the entire price of the piece of machinery.
Consider charity donations - either to charitable organizations or your church. However, this deduction can only be taken if you itemize using Schedule A.

If you have specific questions, give me a call. I will be glad to help you find the answers that you need.

Christie Pegoda
info@sdvirtualassistant.com
SD Virtual Assistant
http://sdvirtualassistant.com
phone 501-205-4083
fax 888-243-0865

Gentle Reminder

2008-12-23T10:24:00.003-07:00

After the holidays, Tax Season will be here! Are you ready? Are you panicked? Don't be! I have prepared a Tax Organizer that you can download FREE. It is found here and is in pdf form. If you need a copy in Word, please email me at christie@sdvirtualassistant.com and let me know. I will be glad to send you a copy.

I look forward to speaking with you. Your information will remain confidential. I value your privacy.

Christie Pegoda
info@sdvirtualassistant.com
SD Virtual Assistant
http://sdvirtualassistant.com
phone 501-205-4083
fax 888-243-0865

Quarterly Estimated Payments for IRS 1040

2008-12-22T10:25:00.002-07:00

Estimated tax payments can be confusing. However, they need not be. Estimated tax is the method used to pay tax on income that is not subject to withholding (for example, earnings from self-employment, interest, dividends, rents, alimony, etc.). If you are self employed, you may need to make estimated payments to keep from having to pay an underpayment penalty when you file your income tax return.

You can download a 1040-ES form from the IRS website. Search for estimated tax and a list of available forms will come up. You can choose the correct year and download the form. It should include a worksheet that you can use to calculate your estimated tax payment. Or, you can use your last year's tax return if your income is approximately the same as last year.

The payment deadlines are:

1st payment - April 15
2nd payment - June 15
3rd payment - September 15
4th payment - January 15 (or you do not need to make the payment if you file your return by February 2nd)

If you have any questions, or if there is something that you would like for me to blog on, let me know. I will be glad to help.

If you would like help preparing your tax return, give me a call.

Christie Pegoda
info@sdvirtualassistant.com
SD Virtual Assistant
http://sdvirtualassistant.com
phone 501-205-4083
fax 888-243-0865

Tax Tip - Home Office Deductions

2008-12-19T10:54:00.004-07:00

Do you do most of your business out of your home? If so, you may be allowed to deduct for home office expenses on your federal income tax return. However, there are some limitations.

There are some basic requirements for you to be able to take the home office deduction. To be able to claim a deduction for the part of a home, you must use that part of the home:

exclusively and regularly as your principal place of business
on a regular basis of storage use for inventory or product samples

If these conditions apply, the amount of the deduction depends on the percentage of the home that is used for business. The deduction can not be more than the net income.

Common methods to calculate the business percentage are:

Divide the area of the home used for business by the total are of the home, or
Divide the number of rooms used for business by the total number of rooms in the home if ll rooms in the home are about the same size.

Expenses that you may be able to deduct for business use of the home may include the business portion of:

real estate taxes
mortgage interest
rent
insurance
utilities
insurance
depreciation
painting and repairs

You are not able to deduct expenses for any part of the year during which there is no business use of the home.

Personal expenses are not business expenses.

This is merely a general outline. For more information and to make sure that you qualify, you can download Publication 587, Business Use of Your Home from the IRS website.

Christie Pegoda
info@sdvirtualassistant.com
SD Virtual Assistant
http://sdvirtualassistant.com
phone 501-205-4083
fax 888-243-0865

Hints for frugal record keeping

2008-12-18T08:40:00.000-07:00

Do you have files already set up for keeping your receipts and tickets? Do you just throw them all in to one big box and then have to sort them out when it's time to prepare your tax return? I have two economical ideas to help you keep everything filed neatly and ready for your accountant or tax preparer.

System 1

You will need one 3 ring binder and 12 page protectors. With a magic marker, write the months of the year along with the year on the page protector or use index tabs with the month and year written on them. Each time you purchase something or receive payment for something during the month, put the receipt or ticket in the page protector. This will make it easier to total up your income and expenses for the month.

System 2

You will need 12 manilla folders. With a magic marker, write the months of the year along with the year. Each time you purchase something or receive payment for something during the month, put the receipt or ticket in the folder. This will make it easier to total up your income and expenses for the month.

I personally like the notebook and page protector system. It is easier to file the notebook. You can file it on a book shelf. It is neater than just throwing envelopes into a box. You can also file any spreadsheets that you work up in the binder along with the appropriate month.

If you have any questions on these systems, please let me know. I will be working on some excel spreadsheets that you can use to organize your expenses and income to go along with the receipts and tickets and will be uploading them to the website for you to download. Watch the blog for the notice that they are ready for you to download.

Christie Pegoda
info@sdvirtualassistant.com
SD Virtual Assistant
http://sdvirtualassistant.com
phone 501-205-4083
fax 888-243-0865

Another Service for you - Price My Domain

2008-12-16T20:45:00.003-07:00

PriceMyDomain.info - is open for business

Are you ready to buy a domain name? Or, do you have a domain name that you wish to sell? Use PriceMyDomin.info and have the domain name appraised. The cost is $5.00 per domain name and you receive your report within 72 hours or it is free.

Buyers:
If you want to buy a domain name, it is crucial that you get that name appraised first. You will be in a better bargaining position when you know the true value of the domain name you are purchasing. Never purchase domain names without first getting a professional appraisal!

Sellers:
How do you set the price on a domain name? If you ask for too much, your domain will never sell. If you don't ask for enough, you may regret it forever. Furthermore, a unbiased and professional domain name appraisal gives value to a domain name - appraisal almost always increases the sales price of a domain!

Every appraisal comes with a customized web page for the domain detailing the ranking criteria and certifying the value. Sellers find such pages extremely valuable since they can refer potential buyers to the page to substantiate their asking price.

Don't hesitate. Come to PriceMyDomain.info now and get your domain appraised.

Christie Pegoda
http://pricemydomain.info
christie@sdvirtualassistant.com

Do you need to register a domain name or purchase hosting? - SDVA Hosting - http://sdvahosting.com

Are you ready for Tax Season?

2008-12-16T10:10:00.002-07:00

I am sure you haven't forgotten that Tax Season is just around the corner. If you need help in just getting your books together for the preparation of your federal and state (if that applies) taxes or have someone prepare the forms, I can help. I have over 12 years experience in preparing federal and state income tax forms and over 25 years experience in bookkeeping.

Give me a call today or send me an email and I will give you a quote for preparing your books and/or preparing your tax forms. Tell me how many transactions a month you usually have, and I can give you a quote for the bookkeeping. The tax preparation will depend on how many forms you need prepared.

I have prepared a Tax Organizer that you can download FREE. It is found here and is in pdf form. If you need a copy in Word, please email me at christie@sdvirtualassistant.com and let me know. I will be glad to send you a copy.

I look forward to speaking with you. Your information will remain confidential. I value your privacy.

Christie Pegoda
info@sdvirtualassistant.com
SD Virtual Assistant
http://sdvirtualassistant.com
phone 501-205-4083
fax 888-243-0865

SDVA Newest Service!

2008-12-15T15:19:00.001-07:00

SD Virtual Assistant is pleased to announce the newest service being offered: telephone answering service. Do you need to have your phone answered while you go to lunch or important meetings? Need to take a day off from the office? Have an important project that needs to get done, but you just can't seem to do it because the phone keeps ringing? SD Virtual Assistant can help.

Give me a call to discuss your needs.

Christie Pegoda
info@sdvirtualassistant.com
SD Virtual Assistant
http://sdvirtualassistant.com
phone 501-205-4083
fax 888-243-0865

SD Virtual Assistant - Why my services are valuable to you

2008-12-12T12:36:00.000-07:00

Advantages to contracting my services to be your virtual assistant:

1. You don't have to provide a space for me to work or equipment for me to use. I have my own computer, printer, scanner, etc. and office space. And, I use my own supplies at no extra cost to you.
2. You don't have to contend with payroll and payroll taxes. I work on a contract basis.
3. I can prepare your sales invoices and keep you updated on your sales totals, Accounts Receivable, and, if applicable, Sales Tax Payable.
4. I can prepare an advertising campaign (postcard or letter) from printing to getting it in the mail. You supply the ad copy and mailing list and I will do the rest.
5. I can provide a reminder service of when bills or Accounts Payable are due and when events are going to happen.
6. I can create or set up any type of spreadsheet that you might need.
7. You can leave the mundane chores – letter writing, answering FAQ and/or FYI emails, telephone answering service, keeping your database updated - to me leaving you free to create, to sell, to grow your business.
8. If there are any other tasks that you need done, tell me, as this is not an all inclusive list.

I have over 25 years experience in administrative duties. I have worked as an accounting assistant and full charge bookkeeper. I am proficient in Word, Excel, Publisher, PowerPoint, QuickBooks, and many more programs.

Give me a call at 501-205-4083 or send me an email to christie@sdvirtualassistant.com to discuss your needs. My goal is to help you succeed in your business. My rates are reasonable and I will complete your project in a timely manner.

Christie Pegoda
info@sdvirtualassistant.com
SD Virtual Assistant
http://sdvirtualassistant.com
phone 501-205-4083
fax 888-243-0865